Elaine Schader, but I cannot find the original post! I love how she used the negative image of the banner to inlay the smaller banner. I pretty much copied her card exactly except I did use different paper and a different color scheme.
The paper I used is called Retro Fresh and is, of course, retired. The colors used are: Tangerine Tango, Coastal Cabana, and Baked Brown Sugar.
Paper: Baked Brown Sugar CS, Coastal Cabana CS, Very Vanilla CS, Retro Fresh DP
Ink: Tangerine Tango, Coastal Cabana
Stamps: Perfect Pennants
Accessories: Banners Framelits, Bitty Banner Framelits, 3/4'' Circle Punch